Home Loan Options
Mortgage Loan Products
Conventional Loans
Equity Prime Mortgage is a Fannie Mae direct seller/servicer. Conventional loans are available to borrower that meet guidelines set by Fannie Mae & FreddieMac. Fixed and adjustable rate mortgages are available under this product for the following purposes
- Purchase Loans up to 97% Loan to value
- Rate & Term refinance loans up to 97% Loan to value
- Cash out loan up to 80% Loan to value
- Investment properties up to 80% loan to value
- Homestyle renovation available as well
VA Loans
Equity Prime is a nationwide lender on VA Loans. If you are Veteran, Reservist or Active duty you can qualify for a VA loan. Listed below are the VA loan programs
- Purchase loans up to 100% loan to value
- Cash out loans up to 100% Loan to value
- VA IRRRL – Non income qualifying refinance
- VA High Balance loan up to $1 Million
- 550 minimum FICO score
FHA Loans
FHA loans are designed for low to moderate income borrowers with flexible underwriting requirements. Listed below are FHA loan programs
- Purchase loans up to 96.50% Loan to value
- 550 Min score requirement
- Gift funds allowed for down payment
- 203K Rehabilitation Loans
- FHA Streamline Refinance (non- income qualifying)
- FHA High balance loan up to $729,750.00
USDA Rural Home Loans
- 100% Financing Loan can be based on Appraised Value vs. Sales Price
- Closing costs can be financed into the loan
- 580 minimum FICO score
Down Payment Assistance
- Georgia Dream provides $5,000 down payment assistance, with a minimum contribution of $1,000
- Protectors, Educators, & Nurses this is a program administered through Georgia Dream that provides up to $7500 in down payment assistance
- Gwinnett County Homestretch provides up to $7500 in down payment assistance
- Neighborhood Stabilization Program (NSP) is County and State specific
- All downpayment covered
Jumbo Mortgages
- We offer Jumbo loans of up to $3,000,000 with competitive rates
- We offer FHA Jumbo loans in High Cost areas with a down payment of just 3.5%
- Super conforming loans- above GSE limit in designated areas
Alternate Lending Products
- Bank Statement Loans – lending based on bank deposits, ideal for contractors or business owners.
- Blemished Credit
- Professional Real Estate Investor Loans
- Assets as income
- Foreign National Loans
- Non-warrantable Condo
Reverse Mortgages
- For borrowers 62 years old – can be used for purchase or refinance
- Funds can be received in a lump sum, set monthly amount or a combination of both
- No income or credit check
Home Equity & Renovation loans 203(K)
- We offer stand alone 2nd mortgages for home improvements or in connection with a first mortgage to purchase a home.
Contact Us
(407) 463-4760
Office
2290 Lucien Way, Suite 250, Maitland FL 32751
frosatto@equityprime.com